Date Published: February 18, 2026 | Last Modified: 1 hour ago | 4 minute read | Verified by Noel Tanner at Redwater Dodge
We’ve all been there. You needed a vehicle to get to work or haul the family, but your credit wasn’t where you wanted it to be. A dealer told you, "This is the only car you qualify for," and you felt forced to sign on the dotted line. Now, you’re driving a vehicle you don’t like, paying a high interest rate, and feeling like you’re stuck in a financial rut.
At Rig Ready Approves, we’re here to tell you that the "take it or leave it" days are over. We specialize in helping drivers transition from the car they had to take to the vehicle they actually want.


Most dealerships see a credit score and see a "yes" or a "no." We see a story. Whether you’re dealing with high interest rates or high monthly payments, our mission is to leverage our massive inventory and industry connections to get you into a better position.
Unrivaled Selection: We don’t just have a handful of "credit-friendly" cars. We have over 500 pre-owned vehicles and over 1,000 new units on the ground. From fuel-efficient commuters to the heavy-duty RAM trucks you actually need for the job site, our selection is designed to give you the power of choice.
The "King Behind the Keyboard": Meet Noel Tanner, our Special Finance Operations Manager. With over 20 years of experience in the industry, Noel is a veteran who knows the nuances of the banking system. He doesn't just submit an application; he "works the banks" to advocate for your specific situation.
Refinance and Realign: If you’re currently paying a sky-high rate on a vehicle that doesn’t suit your lifestyle, we have options to help you trade up while securing a more competitive rate.
It’s a specific example, but it’s one we see all the time. Maybe you were pushed into a compact car like a Mazda 3 because it was the "safe" approval, but what you really need is a lifted diesel truck for work and play. While other dealers might say "no," we say, "Let’s find a way."
Our team is dedicated to ensuring that your next vehicle purchase is one of pride, not just necessity. Stop settling for high payments on a vehicle you don’t love.
Apply online with Rig Ready Approves or call us today at 780-942-3629 and let Noel Tanner and the team get to work for you.
Q1: Can I trade in my vehicle if I currently have a high interest rate?
A1: Absolutely. In fact, that is exactly what we specialize in. We analyze your current loan structure and your vehicle's value to see how we can roll that into a new approval with a more favorable rate or a vehicle that better fits your needs.
Q2: I was told I could only buy one specific car because of my credit. Is that true at Rig Ready Approves?
A2: No. With over 1,500 vehicles in our network (1,000 new and 500 used), we prioritize giving you options. While credit does play a role in the loan structure, our goal is to provide a variety of trucks, SUVs, and cars so you aren't "stuck" again.
Q3: Who actually handles my financing?
A3: Your application is handled by Noel Tanner, our Special Finance Operations Manager. Noel is a 20-year veteran who understands how to communicate with lenders to get "tough" credit situations approved where others fail.
Q4: Do I need a massive down payment to switch vehicles?
A4: Every situation is unique, but our access to a large volume of inventory and multiple lenders allows us to find creative solutions that don't always require a large upfront investment.